Azpipeline_org

Financial Services

Loan Officers

Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans.

Salary Breakdown

Loan Officers

Average

$68,130

ANNUAL

$32.75

HOURLY

Entry Level

$45,350

ANNUAL

$21.8

HOURLY

Mid Level

$63,890

ANNUAL

$30.72

HOURLY

Expert Level

$82,430

ANNUAL

$39.63

HOURLY


Current Available & Projected Jobs

Loan Officers

23

Current Available Jobs

13,080

Projected job openings through 2024


Sample Career Roadmap

Loan Officers

Job Titles

Entry Level

JOB TITLE

Junior Loan Processor/Assistant

Mid Level

JOB TITLE

Processor/Officer

Expert Level

JOB TITLE

Senior/Chief Lending Officer


Top Expected Tasks

Loan Officers


Knowledge, Skills & Abilities

Loan Officers

Common knowledge, skills & abilities needed to get a foot in the door.

KNOWLEDGE

Customer and Personal Service

KNOWLEDGE

Economics and Accounting

KNOWLEDGE

English Language

KNOWLEDGE

Mathematics

KNOWLEDGE

Sales and Marketing

SKILL

Active Listening

SKILL

Speaking

SKILL

Reading Comprehension

SKILL

Judgment and Decision Making

SKILL

Critical Thinking

ABILITY

Oral Comprehension

ABILITY

Oral Expression

ABILITY

Speech Clarity

ABILITY

Speech Recognition

ABILITY

Written Comprehension


Job Opportunities

Loan Officers

  • Lead Portfolio Manager (Campus locations available)
    USAA    Phoenix, AZ 85067
     Posted about 9 hours    

    **Purpose of Job**

    We are seeking a talented Portfolio Manager for either our San Antonio, Plano, Colorado Springs, Tampa or Phoenix facility.

    This role will be focused on establishing and updating the USAA Data Strategy, The Data & Analytics Enterprise Portfolio view and interacting with all levels of USAA D&A leaders and strategic partners (i.e. EPMO, Enterprise Integrated Planning, IT, etc.)

    Responsible for governing CoSA or local portfolios and ensuring compliance with applicable policies, procedures, standards, controls, and regulations. Partners with Executive Sponsors, Program Sponsors, business owners and additional stakeholders to ensure alignment to strategic objectives and effective prioritization, planning, delivery, and benefits realization of work efforts.

    **Job Requirements**

    **About USAA**

    USAA knows what it means to serve. We facilitate the financial security of millions of U.S. military members and their families. This singular mission requires a dedication to innovative thinking at every level.

    USAA Careers – World Class Benefits (https://www.youtube.com/watch?v=APwPQizcENY) (31 seconds)

    **Primary Responsibilities:**

    + Identifies and manages existing and emerging risks that stem from business activities and the job role.

    + Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled.

    + Follows written risk and compliance policies and procedures for business activities.

    + Oversees, governs and is accountable for local CoSA or local portfolio (i.e., Staff Agency Portfolio).

    + Accountable for completion of governance routines.

    + Accountable and responsible for overseeing the portfolio on an ongoing basis, to resolve and disseminate information.

    + Identifies, manages, and resolves systemic cross-work risks / issues and interdependency conflicts

    + Manages risk to overall portfolio and escalates issues as needed.

    + Ensures effective financial and resource management of overall portfolio, assisting in managing portfolio expenses to achieve business value.

    + Monitors work efforts for stale projects and need for resolution, including termination proposal if applicable.

    + Works with Enterprise Integrated Planning (EIP) to influence prioritization and sequencing of work efforts within portfolio, as applicable.

    + Monitors and makes decisions pertinent to scope changes as needed.

    + Reviews and resolves risk and issue escalations for portfolio, identifies need for escalations as needed.

    + Communicates regularly with Executive Sponsors, Program Sponsors, business owners, and additional stakeholders as required.

    + Establishes and manages critical path by mapping out and managing work effort scheduling and interdependencies based on constraints and risks.

    + Reviews health and performance of portfolio regularly and identifies performance improvement opportunities.

    + Ensures compliance of Portfolio with company and regulatory policies and procedures.

    + Adheres to EPMO processes, procedures, controls, standards, tools and templates (as required).

    + Leverages existing change management routines as needed.

    + Drives the adoption and sustainment of changes within the organization in compliance with USAA’s Change Management framework.

    **Minimum Requirements:**

    + Bachelor's Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree

    + 8 years of progressive program or portfolio management experience to include process improvement and/or consulting for large strategic efforts

    + Strong understanding of project, program and portfolio management and principles

    + Proficient in the full life cycle experience managing strategic and operational work efforts

    + Experience on portfolio management and execution experience delivering complex work efforts working with Waterfall and Agile methodologies

    + 3 years SAFe methodology experience and well versed with Scaled Agile Framework’s Portfolio Management methodology

    + Currently possess at least one of the following: Certified Project Manager (CPM), Lean Portfolio Management Certification, Project Management Professional (PMP), or gain one within 6 months of placement

    When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses.

    **Preferred Experience:**

    + PMI certification and\or Agile Certifications

    + Management of Enterprise level programs and portfolios

    + Development and management of program and portfolio capabilities maturity within a Program office

    The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

    **Compensation:**

    USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market position. The salary range for this position is: $106,800 - $192,300* (this does not include geographic differential it may be applied based on your work location)

    Employees may be eligible for pay incentives based on overall corporate and individual performance or at the discretion of the USAA Board of Directors.

    ***Geographical Differential:** Geographic pay differential is additional pay provided to eligible employees working in locations where market pay levels are above the national average.

    **Shift premium:** will be addressed on an individual basis for applicable roles that are consistently scheduled for non-core hours.

    **Benefits:**

    At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

    Please click on the link below for more details.

    USAA Total Rewards (https://hrportal.ehr.com/usaa/Prospective-Employees)

    **Relocation** assistance is **not available** for this position.

    **If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

    **Please do not type your first and last name in all caps.**

    **_Find your purpose. Join our mission._**

    USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

    USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

    USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.


    Employment Type

    Full Time

  • Third Party Relationship Manager I (Mid-Level)
    USAA    Phoenix, AZ 85067
     Posted about 9 hours    

    **Purpose of Job**

    We are currently seeking a talented Third Party Relationship Manager I (Mid-Level) for the San Antonio, TX, Plano, TX, Colorado Springs, CO, Tampa, FL, Charlotte, NC or Phoenix, AZ ONSITE campuses.

    Enables USAA's third-party risk management/procurement strategies and program pillars of managing risk, strengthening operational efficiency, driving Enterprise value, and delivering exceptional customer experience through effective relationship management of multiple third-party relationships. Understands the relevant operational risks and regulatory compliance requirements of the business processes outsourced to the third party. Primary duties are focused on Third-Party Risk Management Lifecycle Process responsibilities for planning, risk assessment and due diligence, contract negotiations, on-going monitoring, and termination. Partners with the third-party risk management and procurement operations, CoSA leadership, and various support partners to build and enable business strategies, justify utilization, identify and select providers and effectively monitor and manage compliance with applicable policies and regulatory requirements, adherence to USAA policy, standards, procedures, reporting requirements, service level objectives, etc. This job resides in a line of business or a staff agency (CoSA) and requires continuous engagement and collaboration with other third-party roles as defined by the policy (i.e., Category Managers) within the CoSA’s operating environment.

    **Job Requirements**

    **About USAA**

    USAA knows what it means to serve. We facilitate the financial security of millions of U.S. military members and their families. This singular mission requires a dedication to innovative thinking at every level.

    We embrace a robust veteran workforce and encourage veterans and veteran spouses to apply.

    USAA Careers – World Class Benefits (https://www.youtube.com/watch?v=APwPQizcENY) (31 seconds)

    **Primary Responsibilities:**

    + Responsible for effective and compliant management of multiple third-party relationships with moderate inherent risks that can decrease the Enterprise’s ability to execute on one area of the mission, damage reputation, or impair financial stability of the Enterprise such that capital strength or liquidity is temporarily impacted.

    + Leverages working knowledge of industry laws and regulations along with approved USAA third-party risk management and procurement policies, standards, processes and controls, technology and tools, etc. to identify, measure, document, mitigate, and manage existing and emerging risks while diligently monitoring third-party relationship compliance with USAA and regulatory requirements.

    + Facilitates activities across Procurement, Information Security, Compliance, etc. to drive the execution of required on-boarding activities ensuring third-party providers have required access to appropriate USAA systems, facilities, on-line resources, training, etc. Ensures termination of relationships including removal of system and physical access to USAA assets as well as coordinating transition to in-house functional area or on-boarding of an alternate third-party.

    + Executes the Inherent Risk Questionnaire (IRQ) process to assess risk profiles of third-parties and ensure effective application of appropriate rigor to manage risks through the duration of the relationship.

    + Identifies, monitors, and manages action plans to address risk and performance issues/findings. Follows approved escalation processes to ensure timely issue resolution and completion of action plans. Assists leadership in preparing responses to regulatory inquiries involving assigned relationships.

    + Partners with first-line of defense (i.e., Business Risk and Control Advisors) and second-line of defense partners (i.e., Risk, Compliance) to develop, implement and monitor operational controls that enable effective management and deliver expected performance from integrated business processes (end- to-end USAA and third-party execution).

    + Ensures contract documentation accurately reflects products/services provided via assigned third-party relationships and monitors third-party’s ability to deliver against contractual requirements and service level agreements. Supports the development of key performance indicators for the relationship. Monitors third-party relationships for Member complaints and levels of Member satisfaction. Reconciles and ensures payment of third-party relationship invoices, purchase orders and spend management.

    + Fosters effective collaborative partnerships with third-party suppliers and internal clients. Facilitates management routines and documents conversations between USAA stakeholders and third-party relationships to gain alignment of approach to compliance with new or changing logs and regulations, strategic direction and road maps, risk appetite, etc.

    + Supports other third-party relationship managers to ensure compliance within the lifecycle (e.g. ongoing monitoring support, site visits, due diligence assessments, etc.)

    + Follows written risk and compliance policies and procedures for business activities.

    When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses.

    **Minimum Requirements:**

    + Bachelor's Degree OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree (8 years total experience required without a degree).

    + 4 or more years of relevant supply chain management, vendor/third-party risk management, or operations experience in financial services, information technology, or related industry.

    + 2 or more years of experience with relevant regulatory compliance, industry regulations and regulatory data sources such as Office of the Comptroller of the Currency (OCC), Federal Reserve Board, Consumer Financial Protection Bureau (CFPB), etc.

    + Proficient knowledge of relevant business process(es) and regulatory compliance requirements.

    + Proficient knowledge of supply chain management.

    + Knowledge in project management, budget control. contract management, and analyzing and interpreting data.

    **Preferred Experience:**

    + Proficient to advanced experience with Contracting language.

    + CRVPM Certification.

    **Compensation:**

    USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market position. The salary range for this position is: **$72,900.00 - $131,400.00** *(this does not include geographical differential, it may be applied based on your work location)

    Employees may be eligible for pay incentives based on overall corporate and individual performance or at the discretion of the USAA Board of Directors.

    ***Geographical Differential** : Geographic pay differential is additional pay provided to eligible employees working in locations where market pay levels are above the national average.

    **Shift premium** will be addressed on an individual-basis for applicable roles that are consistently scheduled for non-core hours.

    **Benefits:**

    At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

    Please click on the link below for more details.

    USAA Total Rewards (https://hrportal.ehr.com/usaa/Prospective-Employees)

    Relocation assistance is **not available** for this position.

    **If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

    **Please do not type your first and last name in all caps.**

    **_Find your purpose. Join our mission._**

    USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

    USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

    USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.


    Employment Type

    Full Time

  • Lending Manager - Purchase Team - Phoenix
    JPMorgan Chase    Phoenix, AZ 85067
     Posted about 9 hours    

    HLA's within Centralized Sales are required to build a relationship with the customer, and through inbound and outbound consultative sales techniques, match the most appropriate Mortgage Banking product with the customer's need. HLA's are also required to solicit referral business from existing Client, Realtor, Corporate, and Branch relationships to build their own sources of business.

    HLA's may serve client needs in all 50 states and must be familiar with associated programs, policies, and procedures.

    **Business Description:**

    Consumer Direct is a nationally scoped direct-to-consumer business with teams of HLA's located in sales centers in Phoenix, Columbus, Jacksonville and Milwaukee.

    Centralized Sales specializes in customer retention and new customer acquisition refinance transactions, purchase money mortgages, ecommerce originations, Corporate Relocation, and Home Equity in all 50 states. Leads for Centralized Sales are sourced from centrally managed direct mail, media advertising, cross sell efforts, statement programs, Chase.com, electronic newsletters, outbound lead sourcing, and other marketing efforts.

    Centralized Sales/Branch Sales Center supports the Consumer Bank in providing mortgage solutions to consumers for Retail Bank Branches that do not have an assigned loan officer -based in Downers Grove.

    Centralized Sales/Home Equity also supports the Consumer Bank in providing Home Equity solutions to consumers via our Retail Bank Branches through Home Equity Centers in Milwaukee and Phoenix.

    **Core Competencies:**

    • **Drive for Results** - focused effort and attention on increased sales, quality, and compliance; organize efforts to best attain results; anticipate roadblocks, analyze metrics, and identify trends to ensure targets are met.

    • **Coaching** - transfer skill sets to MBs via coaching, role modeling, and counsel; teach others how to improve performance and/or enhance competency; help staff to understand and put together an effective and compliant file and application.

    • **Focus on the customer** - understand what drives customer satisfaction, transfer that knowledge and coach MBs to those key drivers take action on results in the form of recognition and change of behavior.

    • **Problem Solving Skills** - identify effective alternatives and solutions for problems encountered in structuring a loan or processing the application; understand connections and implications of various actions and alternatives; select the best option using sound and customer-oriented criteria.

    • **Mortgage and Mortgage Banking Expertise** - understand and apply mortgage products and product guides/procedures; understand and demonstrate knowledge of the diversity of Chase products/services and the advantages of each; understand state and local market needs and priorities of the clients; remain current with the mortgage industry and business/economic trends; demonstrate proficiency using automated programs/software to support the lending process; and effectively handle "problem" applications and escalations.

    • **Prioritizing** - identify priorities and use time effectively to support the team by considering goals, needs, and current events; create focus in times of change; understand what will help or hinder progress and directing effort toward value-added activities.

    • **Strategic Sales Orientation** - understand various lending markets and how to successfully navigate each; know what differentiates Chase in the state or local market and how to leverage those differentiators; understand National, State, and local competitors, current best practices, and typical loan structures.

    • **Composure** - remain positive, focused, and even tempered in a fast paced, time sensitive environment and in challenging situations such as loan escalations.

    • **Networking Skills** - develop and leverage networks of contacts, partners, and referral sources to support sales and build the brand; identify business opportunities by building referral sources; coordinate with closing partners to facilitate loan approval and processing.

    • **Adaptability** - continually observe the market and the team to determine where assistance would be most helpful and direct attention and effort to areas of greatest need; work within structure and yet readily adapt to changes in it; manage multiple, customized loans in various stages of completion; adjust sales strategies/lead source and team focus in light of business/economic trends.

    • **Collaboration** - share information and expertise with Bank partners, Vendors, Operations and UW Partners, and team members; work together to achieve work goals; be candid and honest with coworkers and referral sources; understand the roles, priorities, and goals of other stakeholders in the mortgage process (including internal partners, customers, and referral sources).

    • **Team Building** - create effective teams by recruiting quality employees, understand individual strengths and weaknesses, identify and communicate a common goal and purpose, share information and "wins", respecting/valuing the contributions of each team member; encourage cooperation and integration of effort.

    • **Technical acumen** - strong SME skills to interact with Training, Project Management, and Technical Developers to define business requirements leading to technical solutions. Demonstrate knowledge of Telephony/Call Center Management and associated System technology to maintain and lead new business initiatives

    **Duties and Responsibilities:**

    • Leadership of a team of HLA's - manage recruiting, training, development, communication, lead source adaptability

    • Drive Production

    • Proficiency in all aspects of coaching Mortgage Telephone Sales - call/lead, lead/app, app/fund

    • Proficiency in pipeline management - Doc Collection, Pre-Op, Conditional Approval, Suspend/decline

    • Sales Development with Clients, Realtors, and Bank Branch Partners

    • Demonstrated Expertise in Products, Procedures, Compliance, and Originations Systems in all 50 States

    This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements.

    In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter.

    Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspxChase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

    We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

    Equal Opportunity Employer/Disability/Veterans


    Employment Type

    Full Time

  • Business Banking - Operations Manager - Portfolio Management Center
    JPMorgan Chase    Phoenix, AZ 85067
     Posted about 9 hours    

    **Business Banking - Operations Manager**

    **Business/Department Overview**

    Engaged in the management of defaulted commercial loan and lease relationships which may include loan/lease products, working capital lines of credit, asset based lending, construction lending, leasing, commercial real estate, contractor financing, Small Business Administration guaranteed transactions.

    **Key position responsibilities include:**

    Oversight of managers and individuals, engaged in mitigating losses for the Firm

    + Implements and oversees Department credit policies and procedures designed to improve the overall quality of the assigned portfolio.

    + Manages the allocation of credits, resources, litigation, and outside counsel activity, to achieve maximum results.

    + Overseeing the contents and execution of sworn documents

    + Handling and solving escalated collections litigation and bankruptcy issues

    + Manages the unit's efforts to comply with all Fair Lending, CRA and other compliance regulations.

    + Implements and oversees credit policies and procedures designed to improve the overall quality of the assigned portfolio.

    **Required Experience:**

    + Bachelors Degree or equivalent work experience.

    + 7+ years of retail/commercial management experience

    + 7+ years of managerial experience with an emphasis on process management.

    + Expert knowledge of credit policy and other compliance regulations.

    + Financial statement analysis, accounting, economics & finance preferred

    + Strong Functional and Technical Skills: Customer focus, Analytical Skills, Leadership abilities, Negotiations skills, Process Management, Problem solving, Written and verbal communication, Decision Quality, Results Oriented, Conflict Management, Interpersonal Relations, Managerial Skills, PC Skills.

    **Collections Litigation Qualifications**

    + Prior Collections experience preferred.

    + Knowledge of legal processes related to litigation.

    + Excellent verbal and written communications skills.

    + Ability to collaborate with and influence various stakeholders.

    + Demonstrated ability to foster an open working environment.

    + Analytical and problem solving skills.

    + Ability to identify trends and improve processes for both the customer and the business.

    + Understanding of regulatory/legal landscape related to collections litigation.

    + Ability to work with audit, compliance and regulatory constituencies to manage work in accordance with established procedures and relevant regulations and laws.

    Demonstrated ability to raise issues to relevant stakeholders or management with respect to the control environmentChase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

    We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

    Equal Opportunity Employer/Disability/Veterans


    Employment Type

    Full Time

  • Business Relationship Manager III - Business Banking - Peoria AZ
    JPMorgan Chase Bank, N.A.    Peoria, AZ 85345
     Posted about 13 hours    

    As a Business Relationship Manager (BRM) you will be helping to improve the lives of our clients and the well-being of their businesses through financial solutions, education and advice. The BRM manages a portfolio of business clients by building relationships and providing financial advice with a focus on client experience and risk management. Business Banking is looking for a BRM to develop new business and deepen existing relationships to position Chase as the primary bank for our clients.
    Responsibilities


    * Provide the best in client advice and service and develop the relationship to ensure a seamless client experience throughout Chase
    * Acquire, manage, and retain a portfolio of 60 - 70 business clients with annual revenue of $5 - $20 million; provide deposit and cash management solutions and manage credit opportunities up to approximately $15 million; provide support to branch-based BRMs on sizeable credit deals as needed
    * Deliver an outstanding experience to Chase business clients by providing comprehensive and customized business banking solutions tailored to the financial needs and circumstances of their businesses; use knowledge of business, finance, banking, credit and risk management to identify, recommend and promote solutions that best serve the client and ensure the profitability of the portfolio; work within risk parameters that protect the bank. Partner with subject matter experts to ensure a positive client experience
    * Regularly conduct in-person calls with prospects, centers of influence (COIs), and existing clients at their places of business
    * Grow portfolio by prospecting for new clients and deepening relationships with existing clients; utilize extensive referral networks and centers of influence to independently identify and pursue potential new business clients, looking for ways to cultivate long-term, primary banking relationships
    * Identify the personal financial goals and needs of business clients; build collaborative relationships with partners across lines of business (Chase Wealth Management, Home Lending, Branch Teams) to connect clients with specialists who can help meet their financial needs
    * Protect the firm by following sound risk management protocols and adhering to regulatory requirements
    * Leverage established relationship development processes by identifying steps/strategies necessary to effectively maintain and build relationships with clients and prospects

    Knowledge, Skills and Experience


    * 5 to 7 years of experience in a business banking relationship management role or related business lending experience; direct in-person contact preferred
    * Bachelor's degree in Finance or related field, or equivalent work experience strongly preferred
    * Strong knowledge of deposit and cash management products and services
    * Strong knowledge of business credit underwriting with commercial credit training preferred
    * Strong communication skills with individuals at all levels, internally and externally
    * Able to build relationships with clients and internal partners and influence others to achieve desired outcomes
    * Use sound judgment to offer comprehensive and customized solutions that best meet client needs; able to identify and recommend appropriate alternatives when traditional solutions do not apply
    * Able to balance needs of clients with associated risks and interests of the firm
    * Able to manage multiple and competing priorities in pursuit of business objectives
    * Demonstrated ability to anticipate clients' issues, own problems on clients' behalf, and follow through with commitments
    * Knowledge of diverse types of businesses, industries, markets, financial and economic concepts
    * Strong current business network and active involvement in community organizations with demonstrated business acumen
    * Highly proficient in MS Office tools including Outlook, Excel, Word, and PowerPoint
    * Able to travel occasionally for key business meetings and training

    Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
    We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
    Equal Opportunity Employer/Disability/Veterans User Supplied Image


    Employment Type

    Full Time

  • Business Banking Relationship Manager I - Scottsdale, AZ
    JPMorgan Chase Bank, N.A.    Scottsdale, AZ 85250
     Posted about 13 hours    

    As a Business Relationship Manager (BRM), you'll be helping to improve the lives of our clients and the well-being of their businesses through financial solutions, education, and advice. The BRM manages a portfolio of business clients by building relationships and providing financial advice with a focus on client experience and risk management. Business Banking is looking for a BRM to develop new business and deepen existing relationships to position Chase as the primary bank for our clients.
    Responsibilities (in order of importance):


    * Provide the best in client advice and service while developing the relationship to ensure a seamless client experience throughout Chase
    * Acquire, manage, and retain a portfolio of 70 - 90 business clients with annual revenue of $1 - $5 million for your assigned branches; provide deposit and cash management solutions and manage credit opportunities up to approximately $500,000
    * Deliver an outstanding experience to Chase business clients by providing comprehensive and customized business banking solutions tailored to the financial needs and circumstances of their businesses. Use knowledge of business, finance, banking, credit, and risk management to identify, recommend, and promote solutions that best serve the client and ensure the profitability of the portfolio. Work within risk parameters that protect the bank. Seek out expertise of others to enhance existing knowledge and ensure a positive client experience
    * Regularly conduct in-person calls with prospects, centers of influence (COIs), and existing clients at their places of business
    * Identify and pursue potential new business clients, looking for ways to cultivate long-term, primary banking relationships
    * Identify the personal financial goals and needs of business clients; build collaborative relationships with partners across lines of business (Chase Wealth Management, Home Lending, Branch Teams) to connect clients with specialists who can help meet their financial needs
    * Provide leadership by actively supporting your assigned branches
    * Protect the firm by following sound risk management protocols and adhering to regulatory requirements
    * Follow a disciplined relationship development process by identifying steps/strategies necessary to effectively maintain and build relationships with clients and prospects. Regularly review processes and strategies with manager, making adjustments as needed

    Qualifications:


    * 1-3 years of experience in a business banking relationship management role or related business lending experience; direct in-person contact preferred
    * Bachelor's degree in Finance or related field or equivalent work experience strongly preferred
    * Understanding of core business products and services
    * General business experience and knowledge of business credit
    * Strong communication skills with individuals at all levels, internally and externally
    * Ability to build relationships with clients and internal partners
    * Ability to recognize an issue or problem and determine when to escalate or handle independently
    * Ability to balance needs of clients with associated risks and interests of the firm
    * Ability to determine and balance priorities on a daily basis to achieve business objectives
    * Demonstrated ability to own problems on clients' behalf and follow through with commitment
    * Understanding of general business practices and how business needs vary by industry/market
    * Strong current business network preferred
    * Highly proficient in MS Office tools including Outlook, Excel, Word, and PowerPoint
    * Ability to travel occasionally for key business meetings and training

    Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
    We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
    Equal Opportunity Employer/Disability/Veterans User Supplied Image


    Employment Type

    Full Time

  • LAM 5-Specialty Servicing Portfolio Manager
    Wells Fargo    Phoenix, AZ 85067
     Posted 1 day    

    **Job Description**

    Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.

    At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

    Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

    Commercial Banking provides financial solutions to businesses with annual sales generally in excess of $5 million. Our business lines are Wells Fargo Commercial Capital, Middle Market Banking, and Treasury Management & Payment Solutions.

    Wells Fargo Commercial Capital

    o A market-leading provider of working capital, investment capital, trust services, and sales financing solutions that help customers optimize liquidity and grow their business through their lifecycle

    Middle Market Banking

    o Services private and public companies with annual sales of $5 million to $2 billion

    o Specialized expertise across industry sectors

    Treasury Management & Payment Solutions

    o Provides cash management services and digital channel capabilities for customers of Commercial Banking and Corporate & Investment Banking

    o Also serves some Consumer and Small Business Banking and Wealth and Investment Management customers, and Auto Dealer Finance partner relationships in Consumer Lending

    The Commercial Banking Flood Operations Leader role will be responsible to lead all servicing processes in a complex, highly visible, regulated portfolio. This leadership role will drive both simplification and technology initiatives as well as serve as a subject matter expert to the broader flood organization. This role will be a catalyst for change management. It will be responsible to execute against control framework to ensure rigor of controls and to our servicing activities.

    Flood team is a key control in ensuring Wells Fargo is fully assessing the Flood risk, and is compliant with the FDPA and fully evaluating and assessing risk. Failure to mitigate risk in this portfolio would have significant impacts to the Bank by creating defects that could result in regulatory and policy violations and adverse impact to internal and external customers.

    Provides subject matter expertise to external regulators, i.e. OCC, as needed, risk control leaders, audit leadership and senior leadership level stakeholders. Interacts with front line partners, insurance agents and flood vendors.

    Lead, manage and provide oversight for all transactions requiring special handling in a rapid paced, dynamic regulated portfolio. Serve as a subject matter expert in the mortgage loan servicing, insurance, loan administration and real estate areas. Demonstrate the ability to get into the details of the process and solve for root cause issues. Understand the process detail to deliver on improvements, develop vision and strategy and lead with urgency

    Be a catalyst for change management in a dynamic, regulated environment. Lead with energy and enthusiasm to deliver change. Works collectively with leaders, team members and stakeholders to sets a high standard for regulatory compliance and execution. Actively leads and provides subject matter expertise for all technology roadmaps. Support the development and execution of a risk control framework.

    Drive collaboration and partnership with key risk, compliance, legal and audit stakeholders. Be influential and credible with all cross-functional stakeholders, partners and customers. Engages with regulatory agencies to communicate progress updates, execution strategies and provide timeliness of reporting requirements. Responsible for coaching, influencing, developing and managing team members, including decisions relative to performance reviews, terminations, hires, discipline, salary actions, etc.

    Creates an organizational design that creates a strong talent pool, leverages domain, and fosters career pathing and retention. Promotes a culture of collaboration, transparency, speed to execution and accountability. Demonstrates boundary-less leadership to work with other stakeholders to influence change management initiatives. Sets the standard for training and upholds high standard for compliance.

    Manages the activities/operations of large or large multiple loan production, loan servicing, commercial loan centers. Financial and budget responsibilities including controlling expenses, providing quality customer service to the customer and sales/marketing group and meeting compliance and quality standards. Provides expertise regarding strategy, operations/financial management and building organizational effectiveness/performance. Create/implement strategy to accomplish business objectives. Provides recommendations into long-term department and/or business line strategic plans. Formulates policies, procedures and methods which directly impact the business line and/or indirectly affect the entire company. Ensure full and final authorization of all structures.

    Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

    As an Employee Manager, you are expected to achieve success by leading yourself, your team, and the business. Specifically, you will:

    • Lead your team with integrity and create an environment where your employees feel included, valued, and supported to do work that energizes them.

    • Accomplish management responsibilities which include sourcing and hiring talented employees, providing ongoing coaching and feedback, recognizing and developing employees, identifying and managing risks, and completing daily management tasks.

    **Required Qualifications**

    + 12+ years of experience in one or a combination of the following: customer service, loan administration, collections, or sales environment

    + 5+ years of management experience

    **Desired Qualifications**

    + Intermediate Microsoft Office skills

    + Strong analytical skills including the ability to analyze financial metrics

    + Excellent verbal, written, and interpersonal communication skills

    + Ability to interact with all levels of an organization

    **Other Desired Qualifications**

    + 3rd party loan servicing experience

    + 10+ years of commercial mortgage loan servicing experience

    + 5+ years of insurance (Property and Casualty)

    + Ability to lead during times of ambiguity and change

    + Interpret and operationalize complex loan agreements and/or policies.

    + Leadership experience with ability to effectively manage and engage teams

    + Leadership roles with broad financial services experience in a regulated environment

    + Strong domain in the Flood Disaster Protection Act (FDPA), Federal Emergency Management Agency (FEMA), National Flood Insurance Program (NFIP) or Private Flood insurance policies.

    + Ability to interact with all levels of an organization

    + Excellent verbal, written, and interpersonal communication skills

    + Advocate of change management and ability to lead teams through a complex/matrix environment.

    + Led or has experience with technology changes, enhancements and system conversions.

    + Experience working with audit teams, internal and external

    + Background working in a highly regulated environment

    + Ability to make decisions based on applied knowledge

    + Experience reviewing and interpreting flood insurance policies as they apply to collateral secured loans.

    + Intermediate Microsoft Office skills

    + Strong analytical skills including the ability to analyze financial metrics

    + Excellent verbal, written, and interpersonal communication skills

    + Ability to interact with all levels of an organization

    **Job Expectations**

    + Ability to travel up to 10% of the time

    **Disclaimer**

    All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

    Relevant military experience is considered for veterans and transitioning service men and women.

    Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

    **Benefits Summary**

    **Benefits**

    Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.

    **Company:** Wells Fargo

    **Req Number:** 5589561-1

    **Updated:** 2021-07-22 16:36:34.802 UTC

    **Location:** Phoenix,AZ


    Employment Type

    Full Time

  • Business Risk & Control Senior Officer - Consumer Lending Shared Services (Scenario Analysis)
    Wells Fargo    Phoenix, AZ 85067
     Posted 1 day    

    **Job Description**

    Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.

    At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

    Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

    Wells Fargo’s Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it’s buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services.

    The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.

    The Consumer Lending Shared Services team has a career opportunity for an Business Risk and Control Senior Officer to lead the horizontal build out and execution of the Operational Risk Scenario Analysis program. This role will be responsible for coordinating the end-to-end scenario analysis process and partnering closely with the Scenario Champion in the execution of the Scenario Analysis process. In addition, the role will require facilitation skills, managing workshop discussions with leaders and SMES across Consumer Lending, encouraging participation and challenge, and identifying biases, and addressing them when observed. Also, the candidate must have extensive knowledge of operational risk and key risk programs and understanding of the data to support identification and facilitation of the scenarios. The scenarios also inform other risk management programs such as Risk Control Self-Assessment, Enterprise Risk Identification and Assessment, and Enterprise Scenario Analysis. The latter supports stress testing and helps to ensure that Wells Fargo is appropriately capitalized.

    Key responsibilities of the role include supporting the following:

    + Partnering with key stakeholders from the business lines operational risk team, and other functional areas

    + Analyzing risk and control information and working with key stakeholders to determine risks or scenarios to focus on for each cycle of scenario analysis execution. Then creating and managing the scenario plan, while monitoring off-cycle triggers.

    + Ensuring that the scenario plan is reviewed, challenged, and approved by the Business Group Chief Operating Officer or equivalent.

    + Identifying a scenario champion for each risk, training them, and working with them to identify workshop participants and define a quorum for workshops.

    + Training workshop participants prior to workshops.

    + Preparing and distributing workshop materials, including data packs and workshop deck prior to workshops.

    + Facilitating workshops meetings involving between 10 to 50 cross-functional participants.

    + Capturing workshop output including summary decks and minutes.

    + Distributing the workshop results to workshop participants for affirmation.

    + Preparing decks for governance and supporting presentation of the workshop results to the Business Group Risk and Control Committee for review, challenge, and approval.

    + Publishing final results for utilization by other risk management capabilities.

    + Ensuring that any risk management ideas identified during workshops are actioned by the appropriate owners.

    + Ensuring that their scenarios are executed and documented in compliance with the Global Scenario Analysis Policy, Procedure, and applicable guidance from the Operational Risk team.

    + Partnering with the Operational Risk team to drive continuous improvement regarding the efficiency, effectiveness, and value of the business level scenario program.

    Location: This role will need to sit in a posted market and does not offer relocation assistance or the opportunity to telecommute.

    Salary range is determined by the location of the job.

    The salary range displayed below is based on a Full-time 40 hour a week schedule:

    Charlotte, NC -Min $150,500 Mid $215,000 Max $279,500

    West Des Moines, IA - $150,500 $215,000 $279,500

    Phoenix, AZ - $150,500 $215,000 $279,500

    San Antonio, TX -$150,500 $215,000 $279,500

    Minneapolis, MN -$150,500 $215,000 $279,500

    Salt Lake City, UT -$150,500 $215,000 $279,500

    Portland, OR -$150,500 $215,000 $279,500

    Irving, TX -$150,500 $215,000 $279,500

    Atlanta, GA - $150,500 $215,000 $279,500

    Denver, CO - $150,500 $215,000 $279,500

    Raleigh, NC - $150,500 $215,000 $279,500

    Wilmington, DE - $158,100 $225,800 $293,500

    Saint Louis, MO -$150,500 $215,000 $279,500

    May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards.

    **Required Qualifications**

    + 10+ years of experience in risk management (includes compliance, financial crimes, operational risk, audit, legal, credit risk, market risk, IT systems security, business process management) or 10+ years of financial services industry experience, of which 7+ years must include direct experience in risk management

    + 7+ years of financial services experience

    **Desired Qualifications**

    + Ability to research, compile, and perform complex analysis on critical operational data

    + Advanced Microsoft Office skills

    + Excellent verbal, written, and interpersonal communication skills

    + Ability to work effectively in virtual environment where key team members and partners are in various time zones and locations

    + Ability to coordinate completion of multiple tasks and meet aggressive time frames

    + Ability to interact with all levels of an organization

    + Ability to lead projects/initiatives with high risk and complexity

    + Experience delivering results in a fast-paced, deadline driven environment

    + Experience managing complex projects in a large enterprise environment

    **Other Desired Qualifications**

    + Strong experience with operational risk management in the financial services industry

    + Scenario Analysis experience

    + Ability to facilitate workshop

    + Experience leading in a matrixed environment

    + Good analytical skills including strategically analyzing data and diagnosing opportunities/interventions

    + Strong planning, prioritization, and organizational skills with ability to proactively manage and complete multiple work efforts in a fast-paced and dynamic environment.

    + Proven ability to engage appropriate parties and facilitate meetings to review and accomplish designated tasks

    + Proven relationship-building, collaboration, change management, and teaming skills

    + Intellectual curiosity with proven ability to learn quickly through others as well as to conduct their own research and analysis.

    + Ability to support and promote an environment of team member engagement and diversity where everyone feels included, valued, and supported to do the work that energizes and inspires them to go farther together and achieve success.

    **Job Expectations**

    + Ability to travel up to 10% of the time

    **Salary Information**

    To be determined

    **Disclaimer**

    All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

    Relevant military experience is considered for veterans and transitioning service men and women.

    Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

    **Benefits Summary**

    **Benefits**

    Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.

    **Company:** Wells Fargo

    **Req Number:** 5589673-3

    **Updated:** 2021-07-22 16:36:36.257 UTC

    **Location:** Phoenix,AZ


    Employment Type

    Full Time

  • Principal Auditor - Consumer Lending Audit Team
    Wells Fargo    Chandler, AZ 85286
     Posted 1 day    

    **Job Description**

    Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.

    At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

    Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

    Internal Audit is a provider of independent, objective assurance services delivered through a highly competent and diverse team. As a business partner, Audit helps the company accomplish its objectives by bringing a systematic, disciplined approach to evaluate and improve the effectiveness of risk management, control, and governance processes.

    The Consumer Lending Audit Team (CLAT) is part of the third line of defense and provides audit coverage for the Consumer Lending lines of business. Throughout audit our vision is to provide perspective, influence, and challenge regarding the company's governance, risk management, and internal controls.

    Specific Duties:

    + Performs auditor-in-charge and supervisory role for the most complex assigned audits within one or more segments of the Audit Plan.

    + Leads timely planning and execution of an assigned audit project.

    + Manages projects ranging in size and complexity based upon level of experience.

    + Provides timely reviews and feedback of audit work to audit staff.

    + Ensures documentation and reporting are ready for review by managers and senior managers.

    + Develops and maintains strong business relationships within Audit and with teams across the enterprise.

    + Ensures audit programs and testing are risk-based, and executed according to Audit policies and guidance.

    The salary range displayed below is based on a Full-time 40 hour a week schedule.

    Salary range is determined by the location of the job.

    Base salary range for this role is:

    Min: $80,500 Mid: $115,000 Max: $149,500

    May be considered for a discretionary bonus

    **Required Qualifications**

    + 5+ years of experience in one or a combination of the following audit or risk functions: covering risk identification, mitigation and management (includes audit, legal, operational risk, compliance risk, credit risk, market risk, technology risk, or the management of a process or business with accountability for risk.) demonstrated through work or military experience

    **Desired Qualifications**

    + Experience at a financial institution or accounting firm

    + A BS/BA degree or higher

    + Solid knowledge and understanding of audit or risk methodologies and supporting tools

    + Certification in one or more of the following: CPA, CAMS, CRCM, CIA, CISA or Commissioned Bank Examiner designation

    + Excellent verbal, written, and interpersonal communication skills

    + Strong organizational, multi-tasking, and prioritizing skills

    + Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important

    + Ability to execute in a fast paced, high demand, environment while balancing multiple priorities

    + Solid problem solving skills

    + Good analytical skills with high attention to detail and accuracy

    **Other Desired Qualifications**

    + Experience leading and providing feedback to staff on audit projects or engagements. Similar to Auditor-in-Charge responsibilities.

    + Strong regulatory knowledge, particularly related to consumer lending and consumer businesses and banking

    + Issue validation, regulatory validation, and remediation experience

    + Certified Regulatory Compliance Manager designation

    + Retail or commercial line of business knowledge and experience, such as performance management, ethics line, compliance, complaints, and consent order work

    + Model and model risk understanding and experience

    + Combination of compliance and audit experience

    + Knowledge and experience with capital markets, market risk or counterparty credit risk

    + Experience with reporting, audit methodologies, skills gap assessments, project management, training, early talent, recruiting, audit tools and technology support

    + Knowledge and experience with consumer lending processes, risks and controls; in particular home, auto and credit card lending

    **Job Expectations**

    + Ability to travel up to 20% of the time

    **Street Address**

    **NC-Charlotte:** 301 S College St - Charlotte, NC

    **NC-Charlotte:** 1525 W Wt Harris Blvd - Charlotte, NC

    **MN-Minneapolis:** 600 S 4th St - Minneapolis, MN

    **AZ-Chandler:** 2600 S Price Rd - Chandler, AZ

    **TX-Addison:** 5080 Spectrum Dr - Addison, TX

    **Disclaimer**

    All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

    Relevant military experience is considered for veterans and transitioning service men and women.

    Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

    **Benefits Summary**

    **Benefits**

    Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.

    **Company:** Wells Fargo

    **Req Number:** 5572418-2

    **Updated:** 2021-07-22 16:36:34.480 UTC

    **Location:** Chandler,AZ


    Employment Type

    Full Time

  • Regional Business Relationship Manager (Lo)
    Wells Fargo    Chandler, AZ 85286
     Posted 1 day    

    **Job Description**

    Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.

    At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

    Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

    Consumer and Small Business Banking (CSBB) provides financial services to 21 million retail bank households and three million small business customers through approximately 4,900 retail branches, 17 customer service centers, and approximately 13,000 ATMs in 36 states and the District of Columbia. We serve and help individuals and families in many aspects of their lives, helping them buy homes, open first bank and savings accounts, buy cars to get to and from work or school, and start or grow small businesses. CSBB is focused on innovating and transforming with the customer at the center, better enabling customers to engage with us how, when, and wherever they choose. As an industry leader in many consumer and small business areas – including retail deposits, debit card transaction and purchase volume, and small business lending – our primary goal is delivering for our customers.

    Small Business serves the financial needs of small business owners with annual sales of up to $5 million and includes Small Business Lending, Small Business Relationship Management, Core and Government Products, and Small Business Strategy. It also includes a Healthcare Practices group, which combines a team of experts, practice financing, and resources to help medical, dental, veterinary, and optometric practitioners acquire, build, equip, and refinance their practices.

    This position works in a centralized environment and provides customer relationship management through convenience channels such as phone and email. Effectively on boards, manages and grows profitable account relationships with less complex business customers that have annual gross sales up to $5MM. Ensures the overall success & growth of an assigned portfolio by deepening relationships of existing customers and managing risk. Continually partners with existing customers in order to fully understand their businesses, objectives, strategies, and challenges. Proactively assesses their financial needs for the purpose of formulating a business plan and delivering an effective variety of financial products and services in order to help the customer succeed financially. Understands, supports, and may perform effective financial analysis in the areas of credit, cash flow, and collateral. Effectively partners with other Bankers and lines of business to deliver the full complement of Wells Fargo products and services. May structure and complete straight forward secured and unsecured business loans with an aggregate exposure of up to $1MM.

    This LO position has customer contact and job duties which may include needs assessing and referring those customers interested in a dwelling secured product to a SAFE team member. This position includes assisting customers without taking an application and without offering or negotiating terms of a dwelling secured transaction. Individuals in a LO position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.

    Location: Chandler, AZ

    **Required Qualifications**

    + 2+ years of experience in one or a combination of the following: retail banking, business banking or credit-related experience

    **Desired Qualifications**

    + Experience building and maintaining effective relationships with customers and internal partners

    + Accounting or finance experience

    + Customer service focus with the ability to actively listen, elicit information, comprehend customer issues/needs, and recommend solutions

    + Strong prospecting, negotiation, and influencing skills

    + Ability to work effectively in a team environment

    + Excellent verbal, written, and interpersonal communication skills

    + Basic Microsoft Office skills

    + Strong telephone etiquette skills

    **Job Expectations**

    + Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.

    **Street Address**

    **AZ-Chandler:** 2700 S Price Rd - Chandler, AZ

    **Disclaimer**

    All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

    Relevant military experience is considered for veterans and transitioning service men and women.

    Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

    **Benefits Summary**

    **Benefits**

    Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.

    **Company:** Wells Fargo

    **Req Number:** 5589642

    **Updated:** 2021-07-22 16:36:35.477 UTC

    **Location:** Chandler,Arizona


    Employment Type

    Full Time


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