Financial Services

Actuaries

Analyze statistical data, such as mortality, accident, sickness, disability, and retirement rates and construct probability tables to forecast risk and liability for payment of future benefits.

Salary Breakdown

Actuaries

Average

$98,380

ANNUAL

$47.30

HOURLY

Entry Level

$78,050

ANNUAL

$37.52

HOURLY

Mid Level

$91,620

ANNUAL

$44.05

HOURLY

Expert Level

$129,320

ANNUAL

$62.17

HOURLY


Current Available & Projected Jobs

Actuaries

43

Current Available Jobs

230

Projected job openings through 2030


Sample Career Roadmap

Actuaries


Top Expected Tasks

Actuaries


Knowledge, Skills & Abilities

Actuaries

Common knowledge, skills & abilities needed to get a foot in the door.

KNOWLEDGE

Mathematics

KNOWLEDGE

Economics and Accounting

KNOWLEDGE

English Language

KNOWLEDGE

Computers and Electronics

KNOWLEDGE

Law and Government

SKILL

Critical Thinking

SKILL

Judgment and Decision Making

SKILL

Mathematics

SKILL

Reading Comprehension

SKILL

Active Listening

ABILITY

Mathematical Reasoning

ABILITY

Number Facility

ABILITY

Deductive Reasoning

ABILITY

Inductive Reasoning

ABILITY

Near Vision


Job Opportunities

Actuaries

  • Specialist, Actuarial (Group Valuation)
    Lincoln Financial Group    Phoenix, AZ 85067
     Posted about 6 hours    

    **Alternate Locations:** Work from Home; Atlanta, GA (Georgia); Boston, MA (Massachusetts); Charlotte, NC (North Carolina); Dover, NH (New Hampshire); Fort Wayne, IN (Indiana); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Phoenix, AZ (Arizona)

    **Work Arrangement:**

    Remote : Work at home employee residing outside of a commutable distance to an office location.

    **Relocation assistance:** is not available for this opportunity.

    **Requisition #:** 72405

    **The Role at a Glance**

    This position will perform and deliver on routine assignments/projects while simultaneously leveraging and applying knowledge within the Group Protection Valuation department. You will perform actuarial analysis and calculations within Group Protection.

    **What you'll be doing**

    + Constructs and maintains Group Protection actuarial experience studies - including determining and implementing methodology changes, reviewing internal experience to identify material trends/changes, and delivering information to key stakeholders

    + Develops key baseline assumptions by leveraging both internal experience and industry studies for Long Term Disability, Group Life, Short Term Disability, and other Group Protection businesses (e.g., termination rates, reopen rates, SSDI offsets, incidence, etc.)

    + Inventories, reviews, analyzes, documents, and clearly communicates all Group Protection assumption bases through a rigorous and cross-functional Assumption Governance process

    + Provides actuarial support services to assumption setters and modelers across both Valuation and Pricing to form strong alignment, audit-readiness

    + Supports development and implementation of actuarial model changes required to test impacts

    + Active participation in Lincoln’s Actuarial Development Program

    + Maintains knowledge on current and emerging developments/trends, assesses the impact, and collaborates with management to incorporate new trends and developments in current and future solutions.

    + Promotes and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives.

    + Performs and delivers on routine assignments/projects while simultaneously leveraging and applying knowledge.

    + Identifies and communicates to management process improvements that reduce workloads or improve quality.

    + Performs data analysis and calculations for consistency and reasonableness to support broader actuarial deliverables.

    + Finds and implements ways to enhance models and processes to generate greater accuracy and efficiency.

    + Identifies risk issues and uses effective model control and documentation processes.

    **What we’re looking for**

    _Must-Haves:_

    + 4 Year/Bachelor's degree (or equivalent) in Actuarial Science, Applied Mathematics, Statistics, Economics, Computer Science, or other quantitative major

    + 1 - 3+ Years of experience in actuarial science that directly aligns with the specific responsibilities for this position

    + Upon Hire Certifications/Licensures: (3-6 Actuarial Exams passed.)

    _Nice-to-Haves:_

    + Proficiency with SQL

    + Proficiency with other relevant actuarial coding / modeling software like Prophet, R, or Python

    **What’s it like to work here?**

    At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

    **What’s in it for YOU:**

    + A clearly defined career framework to help you successfully manage your career

    + Leadership development and virtual training opportunities

    + PTO/parental leave

    + Competitive 401K and employee benefits (https://hrdirectdocs.lfg.com/misc/HR/Recruiting/BenefitsResourcesGuide.pdf)

    + Free financial counseling, health coaching and employee assistance program

    + Tuition assistance program

    + A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

    + Effective productivity/technology tools and training

    **Pay Range:** $57,401 - $107,700

    Actual base pay could vary based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

    **About The Company**

    Lincoln Financial Group provides advice and solutions that help people take charge of their financial lives with confidence and optimism. As of December 31, 2022, approximately 16 million customers trust our retirement, insurance and wealth protection expertise to help address their lifestyle, savings and income goals, and guard against long-term care expenses. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. The company had $299.2 billion in end-of-period account balances, net of reinsurance as of June 30, 2023. Lincoln Financial Group is a committed corporate citizen included on major sustainability indices including the Dow Jones Sustainability Index North America and ranks among Newsweek’s Most Responsible Companies 2022. Dedicated to diversity, equity and inclusion, we are included on transparency benchmarking tools such as the Corporate Equality Index, the Disability Equality Index and the Bloomberg Gender-Equality Index. Committed to providing our employees with flexible work arrangements, we were named to FlexJobs’ list of the Top 100 Companies to Watch for Remote Jobs in 2022. With a long and rich legacy of acting ethically, telling the truth and speaking up for what is right, Lincoln was recognized as one of Ethisphere’s 2023 World’s Most Ethical Companies®.

    Lincoln is committed to creating a diverse and inclusive (https://www.lfg.com/public/aboutus/companyoverview/diversityinclusion?audience\_page\_id=1422918942386) environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

    Follow us on Facebook (http://www.facebook.com/lincolnfinancialgroup) , Twitter (https://mobile.twitter.com/lincolnfingroup) , LinkedIn (https://www.linkedin.com/company/4307?trkInfo=tas%3Alincoln+financial%2Cidx%3A3-1-3&trk=tyah) , and Instagram (https://www.instagram.com/lincolnfingroup/) . Sign up for email alerts at http://newsroom.lfg.com

    **Be Aware of Fraudulent Recruiting Activities**

    If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

    Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [email protected] if you encounter a recruiter or see a job opportunity that seems suspicious.

    **Additional Information**

    This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

    Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.

    Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

    This Employer Participates in E-Verify. See the E-Verify (https://www.e-verify.gov) notices.

    Este Empleador Participa en E-Verify. Ver el E-Verify (https://www.e-verify.gov/es) avisos.

    Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.


    Employment Type

    Full Time

  • Sr. Associate Actuary, Group Valuation
    Lincoln Financial Group    Phoenix, AZ 85067
     Posted about 6 hours    

    **Alternate Locations:** Work from Home; Atlanta, GA (Georgia); Boston, MA (Massachusetts); Charlotte, NC (North Carolina); Dover, NH (New Hampshire); Fort Wayne, IN (Indiana); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Phoenix, AZ (Arizona); Portland, ME (Maine); Radnor, PA (Pennsylvania)

    **Work Arrangement:**

    Remote : Work at home employee residing outside of a commutable distance to an office location.

    **Relocation assistance:** is not available for this opportunity.

    **Requisition #:** 72404

    **The Role at a Glance**

    This position will provide subject matter expertise and direction on complex projects/initiatives within our Group Protection Valuation team. You will direct, develop and perform complex actuarial analysis and provide recommendations within the Valuation and actuarial teams.

    **What you'll be doing**

    + Constructs and maintains Group Protection actuarial experience studies - including determining and implementing methodology changes, reviewing internal experience to identify material trends/changes, and delivering information to key stakeholders

    + Develops key baseline assumptions by leveraging both internal experience and industry studies for Long Term Disability, Group Life, Short Term Disability, and other Group Protection businesses (e.g., termination rates, reopen rates, SSDI offsets, incidence, etc.)

    + Inventories, reviews, analyzes, documents, and clearly communicates all Group Protection assumption bases through a rigorous and cross-functional Assumption Governance process

    + Provides actuarial support services to assumption setters and modelers across both Valuation and Pricing to form strong alignment, audit-readiness

    + Supports development and implementation of actuarial model changes required to test impacts

    + Maintains knowledge on current and emerging developments/trends, assesses the impact, and collaborates with senior management to incorporate new trends and developments in current and future solutions.

    + Directs and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives.

    + Identifies and directs the implementation of process improvements that significantly improve quality across the team, department and/or business.

    + Directs, develops and/or runs complex actuarial models and analysis.

    + Leads actuarial projects and proactively identifies challenges and resolutions.

    + Organizes findings in a clear, systematic fashion and presents actuarial recommendations to various levels of management and other stakeholders.

    + Provides expertise on actuarial models and assumption development and suggests new ways of managing risk.

    **What we’re looking for**

    _Must-Haves:_

    + Undergraduate degree in Actuarial Science, Applied Mathematics, Statistics, Economics, Computer Science, or other quantitative major (Minimum Required)

    + 5 – 7+ Years experience in actuarial science that directly aligns with the specific responsibilities for this position (Required)

    + FSA designation or ASA designation with additional years actuarial experience

    _Nice-to-Haves:_

    + 1+ years of leadership experience

    + Proficiency with SQL

    + Proficiency with other relevant actuarial coding / modeling software like Prophet, R, or Python

    **What’s it like to work here?**

    At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

    **What’s in it for YOU:**

    + A clearly defined career framework to help you successfully manage your career

    + Leadership development and virtual training opportunities

    + PTO/parental leave

    + Competitive 401K and employee benefits (https://hrdirectdocs.lfg.com/misc/HR/Recruiting/BenefitsResourcesGuide.pdf)

    + Free financial counseling, health coaching and employee assistance program

    + Tuition assistance program

    + A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

    + Effective productivity/technology tools and training

    **Pay Range:** $87,700 - $159,900

    Actual base pay could vary based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

    **About The Company**

    Lincoln Financial Group provides advice and solutions that help people take charge of their financial lives with confidence and optimism. As of December 31, 2022, approximately 16 million customers trust our retirement, insurance and wealth protection expertise to help address their lifestyle, savings and income goals, and guard against long-term care expenses. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. The company had $299.2 billion in end-of-period account balances, net of reinsurance as of June 30, 2023. Lincoln Financial Group is a committed corporate citizen included on major sustainability indices including the Dow Jones Sustainability Index North America and ranks among Newsweek’s Most Responsible Companies 2022. Dedicated to diversity, equity and inclusion, we are included on transparency benchmarking tools such as the Corporate Equality Index, the Disability Equality Index and the Bloomberg Gender-Equality Index. Committed to providing our employees with flexible work arrangements, we were named to FlexJobs’ list of the Top 100 Companies to Watch for Remote Jobs in 2022. With a long and rich legacy of acting ethically, telling the truth and speaking up for what is right, Lincoln was recognized as one of Ethisphere’s 2023 World’s Most Ethical Companies®.

    Lincoln is committed to creating a diverse and inclusive (https://www.lfg.com/public/aboutus/companyoverview/diversityinclusion?audience\_page\_id=1422918942386) environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

    Follow us on Facebook (http://www.facebook.com/lincolnfinancialgroup) , Twitter (https://mobile.twitter.com/lincolnfingroup) , LinkedIn (https://www.linkedin.com/company/4307?trkInfo=tas%3Alincoln+financial%2Cidx%3A3-1-3&trk=tyah) , and Instagram (https://www.instagram.com/lincolnfingroup/) . Sign up for email alerts at http://newsroom.lfg.com

    **Be Aware of Fraudulent Recruiting Activities**

    If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

    Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [email protected] if you encounter a recruiter or see a job opportunity that seems suspicious.

    **Additional Information**

    This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

    Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.

    Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

    This Employer Participates in E-Verify. See the E-Verify (https://www.e-verify.gov) notices.

    Este Empleador Participa en E-Verify. Ver el E-Verify (https://www.e-verify.gov/es) avisos.

    Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.


    Employment Type

    Full Time

  • Life Actuary
    USAA    Phoenix, AZ 85067
     Posted 2 days    

    **Why USAA?**

    At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

    We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

    **The Opportunity**

    We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX; Phoenix, AZ; Colorado Springs, CO; Chesapeake, VA; Plano, TX or Tampa, FL. Relocation assistance is not available for this position.

    **We are currently seeking a talented Life Actuary to join the AXIS team. This team maintains the actuarial projection models for the actuarial department to use in Pricing, ALM, and Valuation. This position would help maintain an actuarial projection model for a product line within Moody’s AXIS (AXIS is a vendor software we use for actuarial projections).**

    Coordinates, prepares, and performs actuarial analyses required to develop new products, project future results, reprice existing products, and/or determine financial strength.

    **What you’ll do:**

    + Performs complex work assignments utilizing actuarial modeling software driven models for pricing, valuation, and/or risk management.

    + Reviews laws and regulations to ensure all processes are compliant; and provides recommendations for improvements and monitors industry communications regarding potential changes to existing laws and regulations.

    + Runs models, generates reports, and presents recommendations and detailed analysis of all model runs to Actuarial Leadership.

    + May make recommendations for model adjustments and improvements, when appropriate.

    + Shares knowledge with team members and serves as a resource to team on escalated issues and navigates obstacles to deliver work product.

    + Leads or participates as a key resource on moderately complex projects through concept, planning, execution, and implementation phases with minimal guidance, involving cross functional actuarial areas.

    + Develops exhibits and reports that help explain proposals/findings and provides information in an understandable and usable format for stakeholders.

    + Identifies and provides recommended solutions to business problems independently, often presenting recommendation to leadership.

    + Maintains proper price level, price structure, data availability and other requirements to achieve profitability and competitive goals.

    + Identifies critical assumptions to monitor and suggest timely remedies to correct or prevent unfavorable trends.

    + Tests impact of assumptions by identifying sources of gain and loss, the appropriate premiums, interest margins, reserves, and cash values for profitability and viability of new and existing products.

    + Advises management on issues and serves as a primary resource for their individual team members on escalated issues.

    + Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

    **What you have:**

    + Bachelor’s degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

    + 4 years relevant actuarial or analytical experience and attainment of Fellow within the Society of Actuaries; OR 8 years relevant actuarial experience and attainment of Associate within the Society of Actuaries.

    + Experience performing complex work assignments utilizing actuarial modeling software driven models for pricing, valuation, and/or risk management.

    + Demonstrated experience communicating complex actuarial analysis and recommendations to technical and non-technical audiences.

    **What sets you apart:**

    + FSA (Fellow of the Society of Actuaries) Designation.

    + Experience using Moody’s AXIS software.

    + Experience with Indexed Annuities.

    + Intermediate programming skills in one or more of the following: Python, R, VBA, etc.

    The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

    **What we offer:**

    **Compensation** : USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: **$115,240 - $207,430.**

    Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

    **Benefits** : At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

    For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

    _USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

    **If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

    **Please do not type your first and last name in all caps.**

    **_Find your purpose. Join our mission._**

    USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

    USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

    USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

    USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.


    Employment Type

    Full Time

  • Actuarial Analyst
    Ascensus    Phoenix, AZ 85067
     Posted 2 days    

    FuturePlan is the nation’s largest third-party administrator (TPA) of retirement plans, partnering with advisors in all 50 states. FuturePlan delivers the best of both worlds: high-touch personalized service from local TPAs backed by the strength and security of a large national firm, Ascensus. Our roots go back decades, with nearly 30 outstanding legacy firms now joined together to deliver unmatched levels of service, innovation and expertise to a fast-growing client base from coast to coast. The FuturePlan team includes more than 500 credentialed plan professionals, 60 actuaries, and one of the industry’s largest in-house ERISA teams. Learn more at FuturePlan.com.

    Position Purpose:

    Assist in the valuation, administration and compliance of Defined Benefit and Cash Balance plans. Train in all facets of pension administration.

    Essential Duties and Responsibilities:

    •Responsible for protecting, securing, and proper handling of all confidential data held by Ascensus to ensure against unauthorized access, improper transmission, and/or unapproved disclosure of information that could result in harm to Ascensus or our clients.

    •The I-Client philosophy and the Core Values of People Matter, Quality First and Integrity Always® should be visible in your actions on a day to day basis showing your support of our organizational culture.

    •Provide superior customer service, including problem solving with minimal inconvenience to clients

    •Provides effective and timely written communications in a clear, concise and informative manner

    Initial six months:

    · Learn pension law and its applicability to the services Ascensus provides

    · Interact with clients to obtain essential information necessary to provide services

    · Learn administration system(s) and enter plan information in them

    · Learn and understand how to interact with on-line recordkeeping systems

    · Prepare plan information in designated formats

    · Learn government filing procedures

    · Read and develop a working knowledge of pension plan documents

    After 6 Months:

    · Prepare benefit calculations for certification by enrolled actuary

    · Setup and update valuation process for actuary to complete

    · Provide superior customer service with minimal disruption to clients

    · Assist in testing combined plans for compliance and regulations

    · Prepare Pension Benefit Guaranty Corporation premium filings for review by enrolled actuary

    · Set up proposals and do preliminary run for review by enrolled actuary

    · Communicate with clients or financial professionals as needed in support of the enrolled actuary

    · Read and become familiar with regulations under ERISA law through self study and company-sponsored training sessions.

    Minimum Requirements:

    · Bachelors degree in actuarial science, math or math related field; Overall GPA 3.0 or higher; Math or Actuarial GPA 3.5 or higher

    · Passing grade on at least one actuarial exam

    · Excellent analytical and communication skills

    · Demonstrated expertise with Microsoft, particularly Excel applications

    · Demonstrated technical proficiency

    · Strong attention to detail and the ability to prioritize, manage tasks and meet deadlines in connection with business operations


    Employment Type

    Full Time

  • Associate Actuary
    USAA    Phoenix, AZ 85067
     Posted 3 days    

    **Why USAA?**

    Let’s do something that really matters.

    At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

    We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

    The Opportunity

    We are seeking a dedicated Associate Actuary. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL. Relocation assistance is not available for this position.

    This Associate Actuary will be part of the Indications and Forecast Team in Auto Pricing and will be responsible for coordinating, preparing and performing advanced actuarial analyses required to develop new products, projecting future results, repricing existing products, and/or determining financial strength. This role will be covering our Forecasting workstream.

    **The Opportunity**

    **What you'll do:**

    + Establish appropriate statistical plans, analytical tools, and requirements for analyzing the experience of various products classification systems, rating plans, reserves, and catastrophes.

    + Assist in setting pricing objectives by making forecasts and projections and developing strategies to support the company mission and goals in the areas of product development, pricing, catastrophe management, reinsurance, or reserving.

    + Utilize actuarial modeling software driven models for pricing, valuation, and/or risk management to develop new products, project future results, reprice existing products, and/or determine financial strength. May make adjustments and improvements to models, when appropriate.

    + Monitor competitive market, industry trends, and professional research to maintain knowledge of current activities related to products, regulation, market conditions, and innovative alternatives to achieve financial and market goals.

    + Creatively approach problems and issues from a wide range of perspectives to determine innovative techniques.

    + Champion and implement innovative solutions to business initiatives. Responsible for training team members on change/improvement.

    + Exhibit advanced knowledge of actuarial and business concepts provide innovative solutions and creatively solve business problems.

    + Represent USAA’s interest at industry level committee meetings. Provides data to other departments, useful for their management purposes, from actuarial data systems.

    + Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

    **What you have:**

    + Bachelor’s degree; OR 4 years of related Actuarial/business/analytical experience (in addition to the minimum years of experience required for a total of 8 years) may be substituted in lieu of degree.

    + 4 years Actuarial/business/analytical experience + Associate of the Casualty Actuarial Society (ACAS).

    + Experience in developing Innovative Actuarial Analyses/Processes.

    + Experience in metric development/monitoring.

    + Strong communication/presentation skills.

    **What sets you apart:**

    + Extensive knowledge of personal lines forecasting and passion to coach less experienced analysts through projects related to this work.

    + Experience translating detailed analytics into manageable visualizations and communicating/presenting the results concisely to executive leadership.

    + Experience working on multiple projects, managing competing priorities, and prioritizing workflow through strong partnerships with multiple business partners.

    + Working knowledge of data analytic tools with the ability to diagnose root cause, path analysis, conduct deep analysis and data discovery utilizing the analytical tools – T-SQL querying, SAS, or other analysis software (Python, R, Tableau).

    + Demonstrable problem-solving, critical thinking, and analytical skills.

    + US military experience through military service or a military spouse/domestic partner

    The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

    **What we offer:**

    **Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $115,240 - $220,270 **.**

    Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

    **Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

    For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

    _USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

    **If you are an existing USAA employee, please use the internal career site in OneSource to apply.**

    **Please do not type your first and last name in all caps.**

    **_Find your purpose. Join our mission._**

    USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

    USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

    USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

    USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.


    Employment Type

    Full Time

  • Actuary, Annuity Valuation (Remote Consideration)
    Lincoln Financial Group    Phoenix, AZ 85067
     Posted 3 days    

    **Alternate Locations:** Radnor, PA (Pennsylvania); Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Work from Home

    **Work Arrangement:**

    Hybrid/Common Days+ : Work 2-3 days a week in a Lincoln office with a designated workspace.

    **Relocation assistance:** is not available for this opportunity.

    **Requisition #:** 72381

    **The Role at a Glance**

    Lincoln Financial Group has an exciting role open for an Actuary, Annuity Valuation where you will lead the valuation production team for fixed and payout annuities as part of the Corporate Valuation team. This is a visible role with people management responsibilities and will interact with key business partners. You will play an integral role in providing annuity reserving and reporting leadership to support key business objectives.

    **What you'll be doing**

    + Perform valuation production process for fixed/payout annuities

    + Meet all deadlines and provides accurate information consistent with Stat, GAAP, and other professional requirements and standards

    + Provide specialized expertise and thought leadership to internal/external stakeholders for annuity valuation

    + Maintain knowledge on current and emerging developments/trends including regulatory changes for annuity valuation, assesses the impact, and collaborates with management to incorporate new trends and developments in current and future strategies

    + Ensure that risks, exposure, and key business issues are identified, properly accounted for and resolved

    + Collaborate with key business/management stakeholders to drive the development and adoption of key financial decisions and risk management techniques for the enterprise

    + Support Finance by providing information and exhibits needed for financial reporting.

    + Lead regulator, internal and external auditor, and survey inquiries; promptly drives resolution

    + Participate in preparation of operational and risk management metric reports for analysis and presentations to management

    + Introduce and encourages innovation, improvements, and efficiencies where possible in the reserving/reporting processes

    + Collaborate heavily with financial and pricing leadership to effectively manage the Annuities product lines

    + Participate in review of annuity assumption development work

    + Establish business partnerships and alliances across the organization and industry; finds common interests and mutually beneficial grounds to help achieve business objectives

    **What we’re looking for**

    + 10+ years of increasing actuarial experience

    + FSA designation or ASA designation with substantial additional years of actuarial experience

    + Experience with Annuity products

    + Strong understanding of regulatory/accounting/capital frameworks (STAT/GAAP/Tax, RBC, EC)

    + Strong understanding of balance sheets, income statements, and financial projections

    + Confident, comfortable communicator with excellent written and verbal communication skills

    + Strong presentation skills with demonstrated ability to influence at all levels of management through clear, informed, and logical discussions/presentations.

    + Demonstrated strong relationship management skills with internal clients (e.g. senior management, peers and colleagues); proven ability to develop creative and collaborative approaches; can influence outcomes without directing or commanding.

    + Demonstrates strong project management leadership skills including, critical ability to coordinate and balance multiple projects in a time-sensitive environment, under pressure, and meeting deadlines.

    + Proficency with ALFA/AXIS or similar projection software systems is a plus

    + Advanced proficiency with Excel, Word, PowerPoint

    + Undergraduate degree is required

    **What’s it like to work here?**

    At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

    **What’s in it for YOU:**

    + A clearly defined career framework to help you successfully manage your career

    + Leadership development and virtual training opportunities

    + PTO/parental leave

    + Competitive 401K and employee benefits (https://hrdirectdocs.lfg.com/misc/HR/Recruiting/BenefitsResourcesGuide.pdf)

    + Free financial counseling, health coaching and employee assistance program

    + Tuition assistance program

    + A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

    + Effective productivity/technology tools and training

    **Pay Range:** $102,301 - $184,500

    Actual base pay could vary based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

    **About The Company**

    Lincoln Financial Group provides advice and solutions that help people take charge of their financial lives with confidence and optimism. As of December 31, 2022, approximately 16 million customers trust our retirement, insurance and wealth protection expertise to help address their lifestyle, savings and income goals, and guard against long-term care expenses. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. The company had $299.2 billion in end-of-period account balances, net of reinsurance as of June 30, 2023. Lincoln Financial Group is a committed corporate citizen included on major sustainability indices including the Dow Jones Sustainability Index North America and ranks among Newsweek’s Most Responsible Companies 2022. Dedicated to diversity, equity and inclusion, we are included on transparency benchmarking tools such as the Corporate Equality Index, the Disability Equality Index and the Bloomberg Gender-Equality Index. Committed to providing our employees with flexible work arrangements, we were named to FlexJobs’ list of the Top 100 Companies to Watch for Remote Jobs in 2022. With a long and rich legacy of acting ethically, telling the truth and speaking up for what is right, Lincoln was recognized as one of Ethisphere’s 2023 World’s Most Ethical Companies®.

    Lincoln is committed to creating a diverse and inclusive (https://www.lfg.com/public/aboutus/companyoverview/diversityinclusion?audience\_page\_id=1422918942386) environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

    Follow us on Facebook (http://www.facebook.com/lincolnfinancialgroup) , Twitter (https://mobile.twitter.com/lincolnfingroup) , LinkedIn (https://www.linkedin.com/company/4307?trkInfo=tas%3Alincoln+financial%2Cidx%3A3-1-3&trk=tyah) , and Instagram (https://www.instagram.com/lincolnfingroup/) . Sign up for email alerts at http://newsroom.lfg.com

    **Be Aware of Fraudulent Recruiting Activities**

    If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

    Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [email protected] if you encounter a recruiter or see a job opportunity that seems suspicious.

    **Additional Information**

    This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

    Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.

    Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

    This Employer Participates in E-Verify. See the E-Verify (https://www.e-verify.gov) notices.

    Este Empleador Participa en E-Verify. Ver el E-Verify (https://www.e-verify.gov/es) avisos.

    Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.


    Employment Type

    Full Time

  • Retirement Plan Pricing Analyst
    Lincoln Financial Group    Phoenix, AZ 85067
     Posted 4 days    

    **Alternate Locations:** Work from Home; Fort Wayne, IN (Indiana); Hartford, CT (Connecticut); Radnor, PA (Pennsylvania)

    **Work Arrangement:**

    Hybrid/Flexible : Work at home and use the office as appropriate for in-person collaboration.

    **Relocation assistance:** is not available for this opportunity.

    **Requisition #:** 72373

    **The Role at a Glance**

    We are excited to be hiring a **Retirement Pricing Analyst** in our Retirement Plan Services division to work remotely or in one of our Fort Wayne, Radnor, or Hartford based offices. In this role, you will be responsible for achieving sales, retention, and profitability goals by supporting Sales Professionals and Relationship Managers through delivery of custom price quotes on retirement plan product solutions. You will coordinate with key areas on the communication and pricing/implementation of special priced offerings.

    **What you'll be doing**

    + Prepare pricing and facilitate financial deal reviews as needed for new and existing cases

    + Ensure that programs meet short- and long-term profitability objectives

    + Work with Product to determine pricing requirements for new service offerings and products

    + Coordinate workload of incoming requests to expedite personally or delegate as needed to other team members to meet proposal deadlines and/or existing case review deadlines

    + Evaluating Requests for Proposal (RFP) and other intake documents to verify adequate information for pricing, develop questions for sales team and retention team to research in order to support the pricing

    + Develop appropriate assumptions based on understanding of different plans (including defined-benefit plans as needed), compliance requirements, funds available, vendors, likelihood of asset rollovers, and the impact of various stable value options

    + Maintain files of relevant assumptions, communications, pricing models and quotes for reference and analysis, providing periodic reports of pricing activities completed

    + Work with key contacts, such as proposal team, sales team, implementation, account management and strategic partners to provide consultation and clarification of pricing and how it is applied

    + Participating in analysis of pricing studies by running tests with pricing models

    + Develop and maintain rapport with sales team to show responsiveness and help them to learn how to submit information in complete and efficient method

    + Explain implications of assumptions and how sales team can determine best approach to structuring the price without requesting extensive iterations

    + Reporting on activities, trends, and financial results

    **What we’re looking for**

    _Must-haves:_

    + 3-5+ years experience in retirement pricing or related experience within the financial services industry that directly aligns with the specific responsibilities of this position

    + 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's)

    + Proficiency in MS Excel

    + Strong data analysis skills

    + Confident, comfortable communicator with strong written and verbal communication skills

    + Attitude of teamwork to collaborate and support team goals

    + Demonstrates excellent organizational skills with the ability to prioritize workload and multi-task while maintaining strict attention to detail

    + Demonstrated strong relationship management skills with internal clients (e.g. management, peers and colleagues); proven ability to develop collaborative approaches

    + Demonstrates excellent organizational skills with the ability to prioritize workload and multi-task while maintaining strict attention to detail

    _Nice-to-haves:_

    + Prior Retirement Plan pricing experience

    + Programming, Tableau, Data Analytics

    \#LI-Remote

    **What’s it like to work here?**

    At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

    **What’s in it for YOU:**

    + A clearly defined career framework to help you successfully manage your career

    + Leadership development and virtual training opportunities

    + PTO/parental leave

    + Competitive 401K and employee benefits (https://hrdirectdocs.lfg.com/misc/HR/Recruiting/BenefitsResourcesGuide.pdf)

    + Free financial counseling, health coaching and employee assistance program

    + Tuition assistance program

    + A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

    + Effective productivity/technology tools and training

    **Pay Range:** $65,700 - $118,300

    Actual base pay could vary based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

    **About The Company**

    Lincoln Financial Group provides advice and solutions that help people take charge of their financial lives with confidence and optimism. As of December 31, 2022, approximately 16 million customers trust our retirement, insurance and wealth protection expertise to help address their lifestyle, savings and income goals, and guard against long-term care expenses. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. The company had $299.2 billion in end-of-period account balances, net of reinsurance as of June 30, 2023. Lincoln Financial Group is a committed corporate citizen included on major sustainability indices including the Dow Jones Sustainability Index North America and ranks among Newsweek’s Most Responsible Companies 2022. Dedicated to diversity, equity and inclusion, we are included on transparency benchmarking tools such as the Corporate Equality Index, the Disability Equality Index and the Bloomberg Gender-Equality Index. Committed to providing our employees with flexible work arrangements, we were named to FlexJobs’ list of the Top 100 Companies to Watch for Remote Jobs in 2022. With a long and rich legacy of acting ethically, telling the truth and speaking up for what is right, Lincoln was recognized as one of Ethisphere’s 2023 World’s Most Ethical Companies®.

    Lincoln is committed to creating a diverse and inclusive (https://www.lfg.com/public/aboutus/companyoverview/diversityinclusion?audience\_page\_id=1422918942386) environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

    Follow us on Facebook (http://www.facebook.com/lincolnfinancialgroup) , Twitter (https://mobile.twitter.com/lincolnfingroup) , LinkedIn (https://www.linkedin.com/company/4307?trkInfo=tas%3Alincoln+financial%2Cidx%3A3-1-3&trk=tyah) , and Instagram (https://www.instagram.com/lincolnfingroup/) . Sign up for email alerts at http://newsroom.lfg.com

    **Be Aware of Fraudulent Recruiting Activities**

    If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

    Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [email protected] if you encounter a recruiter or see a job opportunity that seems suspicious.

    **Additional Information**

    This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

    Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.

    Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

    This Employer Participates in E-Verify. See the E-Verify (https://www.e-verify.gov) notices.

    Este Empleador Participa en E-Verify. Ver el E-Verify (https://www.e-verify.gov/es) avisos.

    Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.


    Employment Type

    Full Time

  • UHG Actuarial Analyst Intern
    UnitedHealth Group    Phoenix, AZ 85067
     Posted 5 days    

    **Internships at UnitedHealth Group.** If you want an intern experience that will dramatically shape your career, consider a company that’s dramatically shaping our entire health care system. UnitedHealth Group internship opportunities will provide a hands-on view of a rapidly evolving, incredibly challenging marketplace of ideas, products and services. You’ll work side by side with some of the smartest people in the business on assignments that matter. So here we are. You have a lot to learn. We have a lot to do. It’s the perfect storm. Join us to start **Caring. Connecting. Growing together.**

    Actuaries are the decision-making engine for our business. That is why we support you from day one by offering guidance and assistance with exams. Our businesses serve the entire spectrum of health care participants: individual consumers and employers, commercial payers and intermediaries, physicians, hospitals, pharmaceutical and medical device manufacturers, and more, providing you with a career that is challenging, exciting, and integral in helping to write the history of healthcare.

    ****This full-time internship position will be available starting in June 2024****

    **The Actuarial Summer Internship Program offers:**

    + Focused career development opportunities

    + Networking with senior leadership

    + Formal mentorship program

    + Sponsored social and volunteer activities

    + Meaningful, relevant, and current project work critical to managing our business

    + Potential areas of focus may include but are not limited to:

    + Healthcare Economics

    + Pricing

    + Reserving

    + Forecasting

    + Data Analytics

    + Consulting

    **Primary Responsibilities:**

    + Providing moderately complex analytical support to actuaries in the development and implementation of recommendations

    + Conducting and documenting moderately complex analysis and research

    + Preparing, forecasting, and analyzing trends

    + Initiating, compiling and preparing analytical models, tools and databases

    + Assisting in developing innovative strategies, policies and procedures

    + Providing detailed summaries, reports and recommendations to assist in managerial decision making

    You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

    **Required Qualifications:**

    + Must be actively enrolled in an accredited college/university during the duration of the internship - internships are not intended for graduating seniors

    + Minimum 3.00 cumulative GPA

    **Preferred Qualifications:**

    + Currently pursuing a Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Accounting, Finance, Economics, or another related technical field from an accredited college/university

    + One or more actuarial exams passed

    _At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission._

    _Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law._

    _UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment._


    Employment Type

    Full Time

  • Director, Actuarial & Analytics - Personal Insurance Claim Analytics
    Travelers Insurance Company    Phoenix, AZ 85067
     Posted 5 days    

    **Who Are We?**

    Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

    **Job Category**

    Actuarial

    **Compensation Overview**

    The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.

    **Salary Range**

    $125,600.00 - $207,200.00

    **Target Openings**

    1

    **What Is the Opportunity?**

    Personal Insurance is seeking a highly motivated individual to lead Trend Analytics for Auto and Property. This role will lead profit trend decomposition and forecasting in support of actuarial pricing, reserving, and product management, including advancing the insight from claim data, external econometric sources, and proprietary modeled predictions. This role will also serve as a key partner with Claim, PI Data & Analytics, and ERM in explaining results and forecasting trend for annual profit plan. Further, this role will involve partnering across the broader PI Actuarial Pricing and Risk Analytics team in close support of the business. This position will manage a team of three full time employees.

    The Director, Actuarial and Analytics is an analytic leadership role that is responsible for the implementation of a variety of actuarial/statistical techniques and analyses which may include reserving, rate making, pricing, planning/forecasting, project management and research. This role is expected to execute strategic and operational initiatives, drive change within assigned unit, provide analytical insights and recommendations to leadership and business partners, and share ownership of the business's financial results. The Director, Actuarial and Analytics will work within broad limits and authority on complex assignments requiring specialized knowledge and expertise in breadth and/or depth in one or more of the following areas: Actuarial and/or research methods Advanced statistical analyses Broad business knowledge In-depth Line of Business knowledge Broader awareness of enterprise Actuarial & Analytics community

    This role may act as a manager of a small team.

    **What Will You Do?**

    Strategy:

    + Assess, prioritize, influence and communicate strategic initiative options to senior leaders.

    + Demonstrate effective execution and completion of assigned strategic initiatives and projects.

    + Regularly generate process improvements and explore opportunities for innovation.

    + Lead assigned unit strategic initiatives (narrow scope, limited and well defined) and cross-unit initiatives on a limited basis and is expected to participate in Enterprise initiatives on a limited basis.

    Operational:

    + Independently perform actuarial and analytic analyses to solve business problems and apply judgment appropriately.

    + Drive day to day execution within unit. Support broad department initiatives.

    + Promote efficiency across primary working group, balancing additional effort against incremental lift gained from work.

    + Begin to make decisions independently in accordance with department practices.

    + Provide direction and review others' analytical work.

    + Translate business requests into analytical solutions.

    + Provide support as necessary for initiatives across the Enterprise within the scope of influence.

    Communication:

    + Communicates on a regular basis with staff, peers and business partners and on an occasional basis with senior leaders.

    + Tailors communication of analysis, project results, and other business initiatives to audience.

    + Communicates technical topics to non-technical audiences with limited guidance.

    + Leads group discussions with primary working group.

    + Creates formal written communication such as memos or presentations with limited guidance.

    + Able to influence and collaborate with peers and partners to take actions to enhance business outcomes.

    Talent:

    + Staff responsibilities are likely to include direct management of a small team of individual contributors.

    + Acquisition, retention, and development of talent for assigned unit.

    + Execute and communicate talent development processes, including performance and personal development goals.

    + Succession planning and talent assessment recommendations.

    + Performance management.

    + Support staff engagement cross Enterprise initiatives.

    + Mentor less experienced talent across the Enterprise.

    + Onboard new employees and interns in unit.

    + Support various training and skill development initiatives across Segment and the Enterprise.

    + May provide support for recruiting efforts and candidate talent assessment efforts.

    + Perform other duties as assigned.

    **What Will Our Ideal Candidate Have?**

    + College degree in STEM related field.

    + Associate Actuarial Credential preferred.

    + 7+ years of quantitative analysis experience.

    + Strong understanding of insurance products and industry.

    + Demonstrated ability in actuarial and quantitative analysis and statistical concepts.

    + Management experience.

    + Excellent communication, collaboration and relationship-building skills.

    + Ability to present and translate complex information in relevant business terms.

    + Strong PC skills (MS Office) and programming skills (eg. SQL, SAS).

    Leadership:

    + Begins to challenge conventional thinking.

    + Takes ownership of projects related to strategic initiatives and makes recommendations to influence business outcomes.

    + Proficient in Leading Self, exhibiting decisiveness and self-awareness while also effectively managing ambiguity.

    + Initial development of Leading Others, including modeling the way for others and effectively leading team projects.

    + Initial development of Leading the Business, including actively engaging in driving business results, broad thinking and promoting an Enterprise culture.

    Business Acumen:

    + Has an in-depth understanding and knowledge of certain key business drivers and disciplines such as: underwriting, products, reinsurance, distribution, sales, operations, risk control, claim, and financials.

    + Able to effectively utilize this business knowledge in developing and implementing analytic solutions.

    + Has a general perspective of the industry and developing trends, including: technology, analytic methodology, products, and performance of competitors.

    + Is familiar with other key business drivers and disciplines.

    Relationship Management:

    + Proactively build and own professional business relationships across the Enterprise.

    + Generate and solicit ideas, and build consensus

    + Aware of potential conflict and address proactively.

    + Acknowledge accomplishments of others within your primary working group.

    + Set and manage expectations with business partners for large projects.

    + Understand diverse perspectives to effectively accomplish business goals.

    Quantitative Analysis:

    + Able to introduce innovative techniques to existing problems.

    + Independently perform and implement complex analytics.

    + Leads and actively engages in technical/peer reviews.

    + May offer technical consultative feedback.

    + Can assess various technical solutions to optimize analytical outcomes.

    **What is a Must Have?**

    + Bachelor's Degree required.

    + Minimum of 4 years of experience performing quantitative analysis required.

    **What Is in It for You?**

    + **Health Insurance:** Employees and their eligible family members – including spouses, domestic partners, and children – are eligible for coverage from the first day of employment.

    + **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.

    + **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.

    + **Wellness Program:** The Travelers wellness program is comprised of tools and resources that empower you to achieve your wellness goals. In addition, our Life Balance program provides access to professional counseling services, life coaching and other resources to support your daily life needs. Through Life Balance, you’re eligible for five free counseling sessions with a licensed therapist.

    + **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.

    **Employment Practices**

    Travelers is an equal opportunity employer. We believe that we can deliver the very best products and services when our workforce reflects the diverse customers and communities we serve. We are committed to recruiting, retaining and developing the diverse talent of all of our employees and fostering an inclusive workplace, where we celebrate differences, promote belonging, and work together to deliver extraordinary results.

    If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email ([email protected]) so we may assist you.

    Travelers reserves the right to fill this position at a level above or below the level included in this posting.

    To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/ .


    Employment Type

    Full Time

  • Director, Actuarial & Analytics - International Reserving and Global Lead
    Travelers Insurance Company    Phoenix, AZ 85067
     Posted 5 days    

    **Who Are We?**

    Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

    **Job Category**

    Actuarial

    **Compensation Overview**

    The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.

    **Salary Range**

    $125,600.00 - $207,200.00

    **Target Openings**

    1

    **What Is the Opportunity?**

    Do you enjoy working with a dynamic high performing multifunction global team in a role which provides unique challenges and opportunities? Do you enjoy working on projects that require leadership, creativity, insight, and an entrepreneurial spirit? Do you enjoy occasional job-related travel, including International travel?

    If so, consider this broad-based Director opportunity within the Home Office International Actuarial and Analytics team. This position provides exposure to all lines of business, across multiple geographic locations, and across all U.S. domestic segments: Personal Insurance, Business Insurance, and Bond and Specialty Insurance including exposure to senior leadership.

    The Director, Actuarial and Analytics is an analytic leadership role that is responsible for the implementation of a variety of actuarial/statistical techniques and analyses which may include reserving, rate making, pricing, planning/forecasting, project management and research. This role is expected to execute strategic and operational initiatives, drive change within assigned unit, provide analytical insights and recommendations to leadership and business partners, and share ownership of the business's financial results. The Director, Actuarial and Analytics will work within broad limits and authority on complex assignments requiring specialized knowledge and expertise in breadth and/or depth in one or more of the following areas: Actuarial and/or research methods Advanced statistical analyses Broad business knowledge In-depth Line of Business knowledge Broader awareness of enterprise Actuarial & Analytics community

    This role may act as a manager of a small team.

    **What Will You Do?**

    + Lead cross International reserve consolidation, coordination, peer review, and analysis support. Includes significant interaction with reserving actuaries and senior leadership in each country, in the U.S. domestic segments, and in corporate, as well as being a key liaison with US based BI Shared Actuarial / Tools and Consolidation / MARS / SATURN support team.

    + Support the Global Business Unit BAU through understanding/improving efficiency of claims systems/handling, identifying abnormalities, planning/pricing support, prioritizing projects, and creating efficiencies.

    + Perform / oversee / peer review quarterly 6 Global reserve reviews. Participate in deep dive reviews or special analyses as required (e.g., Latent Claims review).

    + Manage ALDP Global BU Support actuary position which will perform and enhance reporting, reserving, planning, and pricing across all of Global Business Unit.

    + Monitor, compile, and report on/represent catastrophe and LRRF results across international.

    + Gain and leverage knowledge of local country regulatory environment and standards.

    + Support integrating and measuring the progress of newly acquired International business with a focus on best practice processes.

    + Actively seek to improve existing processes, tools, and reporting - with a bias towards creating efficiency and exploring new relevant technologies.

    + Facilitate, create, influence and drive cost effective competitive advantages, while maintaining a strong customer service orientation.

    + Strengthen and extend current International analytic competitive advantages through strong leadership, collaboration and communication with U.S. domestic segment and International Underwriting, Business Intelligence, the Actuarial R&D departments, Product, IT & Operations, Finance, Legal and Senior Management.

    + Maintain flexibility and drive as priorities change in response to this dynamic environment.

    Strategy:

    + Assess, prioritize, influence and communicate strategic initiative options to senior leaders.

    + Demonstrate effective execution and completion of assigned strategic initiatives and projects.

    + Regularly generate process improvements and explore opportunities for innovation.

    + Lead assigned unit strategic initiatives (narrow scope, limited and well defined) and cross-unit initiatives on a limited basis and is expected to participate in Enterprise initiatives on a limited basis.

    Operational:

    + Independently perform actuarial and analytic analyses to solve business problems and apply judgment appropriately.

    + Drive day to day execution within unit. Support broad department initiatives.

    + Promote efficiency across primary working group, balancing additional effort against incremental lift gained from work.

    + Begin to make decisions independently in accordance with department practices.

    + Provide direction and review others' analytical work.

    + Translate business requests into analytical solutions.

    + Provide support as necessary for initiatives across the Enterprise within the scope of influence.

    Communication:

    + Communicates on a regular basis with staff, peers and business partners and on an occasional basis with senior leaders.

    + Tailors communication of analysis, project results, and other business initiatives to audience.

    + Communicates technical topics to non-technical audiences with limited guidance.

    + Leads group discussions with primary working group.

    + Creates formal written communication such as memos or presentations with limited guidance.

    + Able to influence and collaborate with peers and partners to take actions to enhance business outcomes.

    Talent:

    + Staff responsibilities are likely to include direct management of a small team of individual contributors.

    + Acquisition, retention, and development of talent for assigned unit.

    + Execute and communicate talent development processes, including performance and personal development goals.

    + Succession planning and talent assessment recommendations.

    + Performance management.

    + Support staff engagement cross Enterprise initiatives.

    + Mentor less experienced talent across the Enterprise.

    + Onboard new employees and interns in unit.

    + Support various training and skill development initiatives across Segment and the Enterprise.

    + May provide support for recruiting efforts and candidate talent assessment efforts.

    + Perform other duties as assigned.

    **What Will Our Ideal Candidate Have?**

    + College degree in STEM related field.

    + Associate Actuarial Credential preferred.

    + 7+ years of quantitative analysis experience.

    + Strong understanding of insurance products and industry.

    + Demonstrated ability in actuarial and quantitative analysis and statistical concepts.

    + Management experience.

    + Excellent communication, collaboration and relationship-building skills.

    + Ability to present and translate complex information in relevant business terms.

    + Strong PC skills (MS Office) and programming skills (eg. SQL, SAS).

    Leadership:

    + Begins to challenge conventional thinking.

    + Takes ownership of projects related to strategic initiatives and makes recommendations to influence business outcomes.

    + Proficient in Leading Self, exhibiting decisiveness and self-awareness while also effectively managing ambiguity.

    + Initial development of Leading Others, including modeling the way for others and effectively leading team projects.

    + Initial development of Leading the Business, including actively engaging in driving business results, broad thinking and promoting an Enterprise culture.

    Business Acumen:

    + Has an in-depth understanding and knowledge of certain key business drivers and disciplines such as: underwriting, products, reinsurance, distribution, sales, operations, risk control, claim, and financials.

    + Able to effectively utilize this business knowledge in developing and implementing analytic solutions.

    + Has a general perspective of the industry and developing trends, including: technology, analytic methodology, products, and performance of competitors.

    + Is familiar with other key business drivers and disciplines.

    Relationship Management:

    + Proactively build and own professional business relationships across the Enterprise.

    + Generate and solicit ideas, and build consensus

    + Aware of potential conflict and address proactively.

    + Acknowledge accomplishments of others within your primary working group.

    + Set and manage expectations with business partners for large projects.

    + Understand diverse perspectives to effectively accomplish business goals.

    Quantitative Analysis:

    + Able to introduce innovative techniques to existing problems.

    + Independently perform and implement complex analytics.

    + Leads and actively engages in technical/peer reviews.

    + May offer technical consultative feedback.

    + Can assess various technical solutions to optimize analytical outcomes.

    **What is a Must Have?**

    + Bachelor's Degree required.

    + Minimum of 4 years of experience performing quantitative analysis required.

    **What Is in It for You?**

    + **Health Insurance:** Employees and their eligible family members – including spouses, domestic partners, and children – are eligible for coverage from the first day of employment.

    + **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.

    + **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.

    + **Wellness Program:** The Travelers wellness program is comprised of tools and resources that empower you to achieve your wellness goals. In addition, our Life Balance program provides access to professional counseling services, life coaching and other resources to support your daily life needs. Through Life Balance, you’re eligible for five free counseling sessions with a licensed therapist.

    + **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.

    **The Work Arrangement for this position is based on location**

    **Employment Practices**

    Travelers is an equal opportunity employer. We believe that we can deliver the very best products and services when our workforce reflects the diverse customers and communities we serve. We are committed to recruiting, retaining and developing the diverse talent of all of our employees and fostering an inclusive workplace, where we celebrate differences, promote belonging, and work together to deliver extraordinary results.

    If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email ([email protected]) so we may assist you.

    Travelers reserves the right to fill this position at a level above or below the level included in this posting.

    To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/ .


    Employment Type

    Full Time


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