John and Marcia Rowley, founders and former owners of International Cruise & Excursions, Inc. (ICE), are successful entrepreneurs who have created and supported large-scale loyalty and benefit programs for some of the world’s most respected brands. Offering innovative B2B solutions in the travel, hospitality, retail and financial markets, their unique travel-based programs have helped engage and grow their partners' customer bases, transactions and revenue. Through John and Marcia’s vision, leadership and long-term partner relationships, they have connected their global supplier network directly with qualified consumers, injecting value and optimizing customer engagement for their key partner brands. Driven to innovate and create differentiated products in the travel and leisure industry, the Rowleys, along with their technology partner, Ciprian Morar, founded ONE (Open Network Exchange). ONE’s mission is to deploy its next-generation technology platform and related solutions to provide business transformation products and services for leading global brands.